Our complimentary workshops cover different ways your Canadian Pension Plan and Old Age Security can be claimed, how survivor benefits work, how to potentially increase and or recapture your benefits, the new 2019 rules and more!

 

CPP

The Canada Pension Plan (CPP) provides contributors an income in retirement and in cases of death or disability. It applies to almost all individuals who work in Canada outside Quebec.

 

The CPP provides a monthly benefit to eligible applicants. You must apply for CPP, it does not start automatically. The CPP is based on how much you have contributed and how long you have been making contributions to the CPP at the time you become eligible.

OAS

The Old Age Security (OAS) program is one of the cornerstones of Canada’s public retirement income system. The objective of the OAS program is to provide a base upon which individuals can complement other income from other sources, such as the Canada Pension or Quebec Pension Plan, employer-sponsored pension plans and personal registered retirement savings plan, as well as investments and personal savings, to address their financial circumstances.


Payment amounts for the Old Age Security benefits are based on how long you have lived in Canada after the age of 18.  OAS pension payments are treated as taxable income, while the Guaranteed Income Supplement (GIS) provides a monthly non-taxable payment to low income OAS pension recipients living in Canada.

 
 

FAQ

Who is Retirement Helper?

Retirement Helper is an educational resource for those nearing retirement. Retirement Helper provides educational seminars open to the public across Canada.

 

How much does the seminar cost?

There is no charge to attend our educational seminar.

 

Is Retirement Helper affiliated with any government agency?

No, we are not affiliated with any government entities.

 

Who are the presenters at the seminars?

The majority of our presenters are local professionals who come from a financial background (CPAs, financial advisors, attorneys and other knowledgeable professionals). CPP & OAS play an important role in your retirement income plan, along with your overall financial strategy. With OAS & CPP playing a major part in your retirement income, it only makes sense to learn from someone coming from a financial background.

 

What does the presenter get out of this?

Our seminars are focused around community education. While the presenter is given a chance to educate their community, often they find there are locals who are nearing retirement who may need help with their retirement planning in one way or another. If you are interested in working directly with the professional, they may charge a fee or commission. Your attendance to any of our seminars in no way obligates you to engage the presenter in any service. This allows the presenter to potentially grow their practice, all while educating the community.

 

Is there a "sales" pitch?

No, our seminars are strictly educational. One of the most frequent comments we hear from past seminar attendees is how nice it is to go to a class and receive valuable information without being ‘sold’ something. While the presenter may hand out their business cards or brochures for services they offer, there is no obligation to engage with any Retirement Planning speaker regarding their services during or after the seminar.

 

What will I learn at this seminar?

At our seminars, we will discuss:

 

  • What government pensions are you eligible for?

  • How much will you receive and when?

  • How registered, non-registered, and TFSA income affects government benefits. 

  • Basics of the Income Tax Act and tax levels

  • Preparing for retirement to maximize benefit income

 

 

UPCOMING WORKSHOPS

Regina, SK

Estate Planning Webinar 

Webinar Date & Time

Wednesday, October 21st from 11:00 AM - 12:00 PM CST

Mississauga, ON

Estate Planning Webinar 

Webinar Date & Time

Tuesday, October 27th from 1:00 PM - 2:00 PM EST

Vancouver, BC

Taxes in Retirement Seminar 

Webinar Date & Time

Thursday, October 29th from 7:00 PM - 8:30 PM PST

© 2020 Retirement Helper 

RETIREMENT HELPER IS NOT ASSOCIATED WITH  ANY GOVERNMENT AGENCY.

If you are in need of a sign language interpreter, please contact us by calling 844-567-7760 or e-mail us at info@retirementhelper.ca
  We will do our best to accommodate your request, however, 3-5 business days are typically needed to secure an interpreter. If we are unable to schedule an interpreter for the event, we will notify you via e-mail. 

This is an informational presentation. No investments will be promoted. However, the Advisor presenting may invite you to a follow-up 
consultation where financial products may be presented or offered, see our FAQ for more information. 

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